According to the bank, the average down payment is typically between 5%-15% with leveraged equity being the main source for the down payment. No wonder household debt has reached 165% of income as hairdressers started pulling money out of their homes to subsidize hippie renters downtown. Buy it, rent it, flip it. Oh, and don't forget to throw a couple of hundred bucks each month into your new condo as a part of your carrying cost.
The graph below assumes a 20% down payment so the reality is much worse.
Chart from Scotiabank.